Payment Card Industry Data Standards (PCI) VISA Cardholder Information Security Program (CISP)
PCI/CISP defines the standard for securing Visa and MasterCard cardholder data, wherever it is located. Compliance is required of all entities storing, processing, or transmitting cardholder data. Acquiring Banks must comply with CISP/PCI and are responsible for ensuring the compliance of their merchants for all payment channels, including retail (brick-and-mortar), mail/telephone-order, and ecommerce.
BankCard Central offers the world’s leading PCI Compliance Program through PCI ToolKit. This partnership provides BankCard Central merchants with discounted services to meet the Payment Card Industry (PCI) data security standards. We will walk you through ever step of the process and ensure it is as pain-free as possible.
What is PCI?
In response to the overwhelming occurrences of credit card data theft by hackers, Visa and Mastercard have developed the Payment Card Industry (PCI) Data Security Standard. This standard is also being enforced by American Express, DicoverCard and JCB. It must be implemented by all merchants and their web hosts, shopping cart vendors and payment processing providers. Those who do not comply face fines up to $500,000 and the possibility of being bared from accepting credit card payments in the future.
PCI Compliance is Fast and Easy
Working directly with Visa and MasterCard, ScanAlert has developed a unique, accurate and easy to use “PCI Wizard” making PCI compliance more affordable and more reliable for merchants of all types and sizes. This service automates completion of your self-assessment questionnaire (SAQ), automatically initiates quarterly scans for vulnerabilities and generates the necessary PCI compliance reporting. This PCI Compliance Service provides everything BankCard Central clients need to be certified.
- Quarterly security scans of up to 6 domain names or IP addresses.
- Full vulnerability remediation support from CISP certified security specialists.
- Unlimited telephone tech support.
- Assistance completing the self-assessment questionnaire.
Shopping online is as popular as shopping at stores these days. This allows people the opportunity to save time and money, and is often much more convenient than going out to the store and dealing with the price of gas, traffic and customers. As a result, a number of businesses are looking to add their wares online, in online stores. Many people are unaware that when they open an online store it will need a credit card processing company in order to be successful.
Today there are many security risks involved when it comes to ordering and paying for items online with a credit card, so you will want to make sure your customers feel secure when using their credit card online. When you open up a store online with a credit card processor, you are protecting yourself along with your customer. A credit card processor is a third party business which will request the money from the card company on behalf of your company. This helps to ensure that you will not be liable for any fraud in the credit card processing that occurs on your site. You will not need to check the security of your business when it comes to credit card purchases, because your credit card processing company will take care of this for you. As a result of a credit card processor, you will always be entitled to your money and you will not have to worry about the validity and security of the card.
A credit card processor takes the guesswork out of credit card processing functions when it comes to security. If you want to be a success with your online items and online store, it is a good idea to make sure your company is protected when it comes to credit card processing by implementing a third party credit card processor onto your online store today!
Broadcasting is a term used by radio and television media. The basic concept is the transmission of a signal that everyone can receive. The same concept exists in computer networks. In this case, a computer or network device sends a signal out that every other device on the network receives.
Here are two examples:
Example one – A new computer starts up. It is connected to the network but needs an IP address. It then sends a broadcast asking any DHCP server for an IP. It cannot send a direct request to the DHCP server, as it does not know if one exists. When a DHCP server gets the broadcast packet, it will reply with an IP address.
Example two – To provide access to a file share, or access other file shares, a computer needs a list of all other computers on the network. The only way it gets this list is by sending out a broadcast to locate other computers.
The broadcast on a computer network is different from other network traffic. The broadcast is sent to a specific MAC address – FF:FF:FF:FF:FF:FF:. Every device on a network understands that it is a broadcast and replies if relevant or drops it in other cases.
However, there is a downside. On a small network, the amount of broadcast traffic is negligible. On a larger network, like a campus with 20,000+ devices, the broadcast traffic can consume a large chunk of available network bandwidth. This is where VLANs and other network technologies come in.
Decentralized finance, or DeFi, is closely related to, but not exactly the same, as Bitcoin and other cryptocurrency. The term DeFi is shorthand for financial systems that are enabled by decentralized blockchain technology. DeFi is specifically associated with the Ethereum blockchain and all of the cryptocurrencies built on it.
The decentralization aspect of DeFi is not only a dispersal of power but also a dispersal of risk. For example, if a company holds all of its customer data in one spot, a hacker needs only to access that particular site for a vast amount of data. In contrast, storing that data across several locations or removing that single point of failure could improve security.
How DeFi works
DeFi is a technology alternative to relying on centralized financial institutions such as banks, exchanges, and insurance companies. DeFi systems achieve distributed consensus by using “smart contracts” on blockchains such as Ethereum. Developers write smart contracts to perform specific actions only when certain conditions are met.
DeFi is a segment that comprises financial products and services that are accessible to anyone with an internet connection and operates without the involvement of banks or any other third-party firms. The decentralized financial market doesn’t sleep and therefore, transactions take place 24/7 in near real-time, while no intermediary has the power to stop them. You can store your crypto on computers, in hardware wallets and elsewhere, and gain access at any time.